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    <title>Consumer Safe Shopping</title>
    <link>http://goldengate.bbb.org/WWWRoot//SitePage.aspx?site=99&amp;id=a824b759-3137-43b5-aedf-a38056bcce73&amp;debug=False</link>
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      <title>BBB Advice: Check For Warning Signs Of Fake Coupons Online</title>
      <pubDate>Mon, 25 Feb 2013 06:00:00 GMT</pubDate>
      <description>The BBB has 10 tips to help you spot fake coupons online. Extremely high discounts are often a sign of a fraudulent coupon.</description>
      <link>http://goldengate.bbb.org/article/bbb-advice-check-for-warning-signs-of-fake-coupons-online-40366</link>
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      <title>Websites Selling Fake Goods Lure Cyber Monday Shoppers</title>
      <pubDate>Mon, 26 Nov 2012 06:00:00 GMT</pubDate>
      <description>This Cyber Monday, be extra careful when buying online. Even the most savvy online shoppers are finding themselves stumbling onto websites selling counterfeit goods. A recent study conducted by Nielsen discovered one in five online bargain hunters browsed sites selling counterfeit products. 

</description>
      <link>http://goldengate.bbb.org/article/websites-selling-fake-goods-lure-cyber-monday-shoppers-38498</link>
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      <title>BBB Advises Parents To Research Child Care Carefully To Assure Safety, Health Of Children</title>
      <pubDate>Thu, 26 Jul 2012 05:00:00 GMT</pubDate>
      <description>With summer camps ending and school starting soon, the Better Business Bureau (BBB) advises parents to take plenty of time to find safe, reliable child care that suits their children and schedules.
</description>
      <link>http://goldengate.bbb.org/article/bbb-advises-parents-to-research-child-care-carefully-to-assure-safety-health-of-children-35989</link>
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      <title>Kelley Blue Book Warns of Fraudulent Online Car-Buying Scams Masquerading as kbb.com</title>
      <pubDate>Wed, 21 Sep 2011 05:00:00 GMT</pubDate>
      <description>Car Buyers and Car Sellers, Beware</description>
      <link>http://goldengate.bbb.org/article/kelley-blue-book-warns-of-fraudulent-online-car-buying-scams-masquerading-as-kbbcom-29581</link>
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      <title>BBB Advice: Tax Refund Anticipation Loans Are Costly, Whether You Get A Check Or A Debit Card</title>
      <pubDate>Wed, 26 Jan 2011 06:00:00 GMT</pubDate>
      <description>The Better Business Bureau (BBB) advises consumers to be wary of tax refund anticipation loans, often marketed as "rapid refunds" in the form of checks or "gift" debit cards.</description>
      <link>http://goldengate.bbb.org/article/bbb-advice-tax-refund-anticipation-loans-are-costly-whether-you-get-a-check-or-a-debit-card-25155</link>
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      <title>New Credit Card Regulations Kick In and What You Need to Know</title>
      <pubDate>Wed, 17 Feb 2010 06:00:00 GMT</pubDate>
      <description>Credit card holders can circle February 22nd on their calendar as the day when new consumer protections laid out in the Credit Card Accountability Responsibility and Disclosure Act of 2009 kick in. Your BBB explains what these new consumer protections mean to cardholders across the U.S. </description>
      <link>http://goldengate.bbb.org/article/new-credit-card-regulations-kick-in-and-what-you-need-to-know-15327</link>
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      <title>BBB’s Top Ten New Year’s Resolutions for a Consumer-Savvy 2010</title>
      <pubDate>Fri, 01 Jan 2010 06:00:00 GMT</pubDate>
      <description>The New Year is here and, because of the rough economy, it’s more important that ever to resolve to be a savvy consumer.  Better Business Bureau offers the following ten New Year’s resolutions to fight scammers, prevent identity theft and save money in 2010. 

</description>
      <link>http://goldengate.bbb.org/article/bbbs-top-ten-new-years-resolutions-for-a-consumer-savvy-2010-14344</link>
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      <title>Phony Debt Collectors Target Pay Day Loan Borrowers </title>
      <pubDate>Fri, 30 Oct 2009 05:00:00 GMT</pubDate>
      <description>According to reports received by BBB offices in several states. The scammers accuse the victim of defaulting on a loan and claim they are about to be sued. The victims are then given the chance to prevent this by wiring money or providing bank account information to the debt collector before the matter goes to court. In many cases, victims are subject to dozens of nasty, abusive phone calls in a matter of hours. The con artists claim to be from companies called “First Cash International,” the "Financial Accountability Association" or the "Federal Legislation of Unsecured Loans," BBB officials say.

</description>
      <link>http://goldengate.bbb.org/article/phony-debt-collectors-target-pay-day-loan-borrowers--13286</link>
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      <title>BBB Warns Of Buying Flood Damaged Cars</title>
      <pubDate>Thu, 24 Sep 2009 05:00:00 GMT</pubDate>
      <description>Don't Get Stuck With A Flood Damaged Vehicle</description>
      <link>http://goldengate.bbb.org/article/bbb-warns-of-buying-flood-damaged-cars-12619</link>
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      <title>FTC - The Keys to Hiring a Reputable Locksmith</title>
      <pubDate>Tue, 01 Jan 2008 06:00:00 GMT</pubDate>
      <description>If you’ve ever locked yourself out of your car or home, you know what a hassle it can be. Your first thought is to get someone to help you out of your situation. If a family member or friend can’t deliver a spare set of keys, your next call might be to a local locksmith. But before you make that call, consider this: According to the Federal Trade Commission (FTC), the nation’s consumer protection agency, some locksmiths advertising in your local telephone book may not be local at all. They may not have professional training. What’s more, some of them may use intimidating tactics and overcharge you. 
</description>
      <link>http://goldengate.bbb.org/article/ftc-the-keys-to-hiring-a-reputable-locksmith-4482</link>
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      <title>FTC - Clothes Captioning: Complying with the Care Labeling Rule </title>
      <pubDate>Mon, 01 Oct 2007 05:00:00 GMT</pubDate>
      <description>The Federal Trade Commission's (FTC) Care Labeling Rule requires manufacturers and importers to attach care instructions to garments. Updates to the Rule became effective on September 1, 2000. The Rule's section requiring a "reasonable basis" for care instructions has been changed to clarify what is required, and the definitions of "hot," "warm," and "cold" water have been changed to harmonize with the definitions used by the American Association of Textile Chemists and Colorists (AATCC). 
</description>
      <link>http://goldengate.bbb.org/article/ftc-clothes-captioning-complying-with-the-care-labeling-rule--4379</link>
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      <title>FTC - Voluntary Guidelines for Providers of Weight Loss Products or Services</title>
      <pubDate>Mon, 01 Oct 2007 05:00:00 GMT</pubDate>
      <description>These Voluntary Guidelines represent a consensus of voluntary consumer disclosure practices reached by a panel of weight management companies, weight loss professionals, and consumer protection groups. They are not binding, do not represent legal standards or interpretation of any legal requirements, and are not sponsored or issued by any government agency. Providers1 should only make these disclosures to the extent that they are permissible under applicable state and federal law.
</description>
      <link>http://goldengate.bbb.org/article/ftc-voluntary-guidelines-for-providers-of-weight-loss-products-or-services-4452</link>
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      <title>FTC-Labeling Alternative Fueled Vehicles</title>
      <pubDate>Mon, 01 Oct 2007 05:00:00 GMT</pubDate>
      <description>The Federal Trade Commission (FTC) prepared this booklet to help you comply with a new FTC rule that requires labeling on alternative fueled vehicles. The Labeling Requirements for Alternative Fuels and Alternative Fueled Vehicles Rule was issued in keeping with a directive in the Energy Policy Act of 1992. The Rule requires you to provide information to potential purchasers of alternative fueled vehicles to help them compare vehicles. </description>
      <link>http://goldengate.bbb.org/article/ftc-labeling-alternative-fueled-vehicles-4354</link>
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      <title>FTC - Alaska Native Art</title>
      <pubDate>Sun, 01 Jul 2007 05:00:00 GMT</pubDate>
      <description>Alaska is famous for the rugged beauty of its mountains, rivers, and coastlines, as well as for the distinctive arts and crafts produced by Alaska Native artists. If you are considering purchasing an Alaska Native-made art or craft item, it’s smart to invest a little time learning about the processes and materials Alaska Natives may use to make these unique and beautiful objects.</description>
      <link>http://goldengate.bbb.org/article/ftc-alaska-native-art-4497</link>
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      <title>FTC - High-Rate, High-Fee Loans (HOEPA/Section 32 Mortgages)</title>
      <pubDate>Mon, 01 Jan 2007 06:00:00 GMT</pubDate>
      <description>If you're refinancing your mortgage or applying for a home equity installment loan, you should know about the Home Ownership and Equity Protection Act of 1994 (HOEPA). </description>
      <link>http://goldengate.bbb.org/article/ftc-high-rate-high-fee-loans-hoepasection-32-mortgages-4768</link>
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      <title>FTC - Ads for Business Opportunities: How To Detect Deception</title>
      <pubDate>Fri, 01 Dec 2006 06:00:00 GMT</pubDate>
      <description>It’s not hard to see why ads for business opportunities that promote the benefits of being your own boss and making money quickly are appealing. But the Federal Trade Commission (FTC), the government agency that monitors advertising for deception, says that some ads for business opportunities feature empty promises and false claims that potential entrepreneurs could never realize.</description>
      <link>http://goldengate.bbb.org/article/ftc-ads-for-business-opportunities-how-to-detect-deception-4607</link>
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      <title>FTC - Complying with the Credit Practices Rule</title>
      <pubDate>Fri, 01 Dec 2006 06:00:00 GMT</pubDate>
      <description>The Federal Trade Commission staff prepared this business booklet to help finance companies, retailers, and other creditors comply with the Credit Practices Rule, which went into effect March 1, 1985. This booklet tells you what the Credit Practices Rule requires, who must comply, and what transactions are covered. It also discusses liability for rule violations and how exemptions are granted.</description>
      <link>http://goldengate.bbb.org/article/ftc-complying-with-the-credit-practices-rule-4420</link>
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      <title>FTC - Electronic Banking </title>
      <pubDate>Fri, 01 Dec 2006 06:00:00 GMT</pubDate>
      <description>For many consumers, electronic banking means 24-hour access to cash through an automated teller machine (ATM) or Direct Deposit of paychecks into checking or savings accounts. But electronic banking now involves many different types of transactions.</description>
      <link>http://goldengate.bbb.org/article/ftc-electronic-banking--4646</link>
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      <title>FTC-Buying, Giving, and Using Gift Cards</title>
      <pubDate>Fri, 01 Dec 2006 06:00:00 GMT</pubDate>
      <description>Shopping for gifts can be a real dilemma. Just what do you get the person who has everything: your finicky Aunt Mary, your co-worker, or your child's babysitter? Gift cards may be the answer: one size fits all, and the recipients can get exactly what they want.</description>
      <link>http://goldengate.bbb.org/article/ftc-buying-giving-and-using-gift-cards-4412</link>
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      <title>FTC - Internet Auctions A Guide for Buyers and Sellers</title>
      <pubDate>Wed, 01 Mar 2006 06:00:00 GMT</pubDate>
      <description>Internet auction sites give buyers a “virtual” flea market with new and used merchandise from around the world; they give sellers a global storefront from which to market their goods. But the online auction business can be risky business. The Federal Trade Commission (FTC) wants to help buyers and sellers stay safe on Internet auction websites. Among the thousands of consumer fraud complaints the FTC receives every year, those dealing with online auction fraud consistently rank near the top of the list. The complaints generally deal with late shipments, no shipments, or shipments of products that aren’t the same quality as advertised; bogus online payment or escrow services; and fraudulent dealers who lure bidders from legitimate auction sites with seemingly better deals. Most complaints involve sellers, but in some cases, the buyers are the subject.</description>
      <link>http://goldengate.bbb.org/article/ftc-internet-auctions-a-guide-for-buyers-and-sellers-4516</link>
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      <title>FTC - How to Buy Genuine American Indian Arts and Crafts</title>
      <pubDate>Wed, 01 Feb 2006 06:00:00 GMT</pubDate>
      <description>Whether you’re drawn to the beauty of turquoise and silver jewelry or the earth tone colors of Indian pottery, having some knowledge about American Indian arts and crafts can help you get the most for your money. Be aware also that because Indian arts and crafts are prized and often command higher prices, a few unscrupulous sellers misrepresent imitation arts and crafts as genuine. </description>
      <link>http://goldengate.bbb.org/article/ftc-how-to-buy-genuine-american-indian-arts-and-crafts-4487</link>
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